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You Make the Difference Driving is Your Insurance?

Rabu, 30 Juni 2010

The car is purchased from another country than the UK standards built known as the auto import. Some of the cars bought in the UK have actually been built abroad, but They were built and sold in this country according to the requirements of motor vehicles. These models are not officially considered as imports. If you are thinking of buying import cars, then it is important to understand the car Thurs different amounts can affect the amount of insurance might pay for them in the UK.

import cars can vary in specification and because of this there are two types parallel imports and gray. A parallel import is a car that has been tested to European specifications. These tests include the protection of the accident, the lights, brakes, emissions and address and meet all European standards at least the same also applies to cars manufactured in the UK. The difference between a car import specification in parallel and the United Kingdom is that the warranty that comes with the car could have different conditions.

A car is known as a gray import if the rules do not apply outside the United Kingdom and the European Union. Because it does not meet the standard specifications of the EU, it is considered that imports of gray, and most of these cars are from Japan or the United States. Although there are garages in the UK that can repair cars that are built to international specifications, can be difficult for many drivers to get new parts and service properly repaired when necessary. While the import of a gray car can be repaired in the UK is likely to cost much more than you can expect to pay for a model specification or the United Kingdom in the EU.

How do I import may affect your car insurance. Both types of imports may affect the cost of car insurance because they can not be treated separately according to the UK. The reason that imports may affect what you pay for auto insurance is mainly the fact that companies view them more expensive to repair. If you are involved in an accident that makes you take the car beyond repair, could be very expensive to replace. Even if you have an excellent driving record and a long history of your insurance requirements, insurance companies, beware of the risk of large bridges require expensive repair costs.

One of the main reasons that people buy cars to import because they may be less expensive than the same or similar model exists in Great Britain. The question for drivers who want to save money on the price of their car on the price of insurance could wipe out potential savings. One way of looking at things is to assume that the parallel importation only slightly more expensive than imported gray, because many insurance companies will consider when it was built to European specifications and therefore at a level least in the United Kingdom. Thus, repairs or replacements can not be much more expensive. The models vary, however, it is important to first check with a number of insurers before buying the car if you are worried about higher prices on your auto insurance.

Grey imports are much more likely to attract a premium of auto insurance because insurers are considered difficult and in many cases, expensive to repair or replace. Again, if significant savings can be realized on the purchase, maybe even a more expensive insurance policy added to the total cost still say that you can save money over buying a similar model in the UK. There are specialized insurance companies where you can get a good rate on imports of car insurance. It is always useful to make an online quote before buying imported cars and comparing prices and shopping around you could save quite complete.

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