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Auto Insurance - Money Uninsured Drivers You Cost!

Rabu, 30 Juni 2010

We are constantly reminded that the cost of auto insurance is exacerbated by the number of uninsured motorists on the roads, and it is certainly true that in the United Kingdom all automobile insurance companies are obliged by law to pay to the Insurance Motor (MIF). This silver bowl has been designed to protect and compensate the innocent public of damage or injuries caused by uninsured drivers and may be found hit and run drivers.

The fund was established more than sixty years ago, immediately after the law alcohol and WW2 auto insurance regulations continue to formulate and put on the statute books. The war years saw a number of cars and vehicles in the United Kingdom will increase exponentially, and the first time, women were systematically taught to lead thousands to the war.

At the end of roads in the war Great Britain has begun to be messy and back troops from foreign bases and exacerbated the number of unauthorized vehicles and drivers on British roads without auto insurance in record levels. As the number of accidents involving uninsured drivers has risen steadily, the public outcry forced the government to act and, in 1946, a government Quango entitled Motor Insurers Bureau (MIB) was established to oversee all operations of public service compensation for damages, in the absence of auto insurance cost recovery.

MID is currently funded by a share of sales of all policies, and to date has contributed more than NOK 2 billion in total. MID has calculated that the cost of each of us when we buy a car insurance is an extra £ 15 to £ 30 for the hedging policy of uninsured drivers, which amounts to more than 200 million pounds per year. In addition, recent statistics from the Bureau indicating the problem with driving without automobile insurance is not diminished over the years since its foundation and shows that the UK continues to have a very poor record, with one in twenty cars on the road driving without proper car insurance coverage.

Kill the other statistics reveals that the amount of damage caused by drivers without car insurance every year far exceeds the amount paid in claims each year through risk fund. It is often difficult to collect full compensation, even if you identify the uninsured driver, who may well have been pursued by the police, a claim made by the MIB.

The request was met, the requests are made, usually occur when a specific claim has run the full cycle of law and a failure. In the case of a hit and run drivers car without insurance is not identified, the MIB will not pay all legal costs, which can quickly run into thousands, but merely a contribution to a deduction to cover the balance of costs and expenses.

Thus, the hidden costs and misery caused by the actions of those who choose to drive without car insurance is much higher than official statistics, 200 million pounds annually. With these figures in mind that the MIB has been the focus of a new database, the directives on motor insurance database, created by the turn of the century. The database is updated daily with information about each person and their car, buying car insurance. This information is now readily accessible to all police forces across the country, through the systems of automatic recognition of number plates that can instantly send a car registration number for MID.

This allows the system to immediately inform the police office in the region, the cars run, and the driver has valid motor insurance policy in force. Dave Healey is a leading designer of auto insurance that has been charged with others for the design of MID. He also designed a supermarket car insurance first and is also a qualified insurance underwiter car that was underwriting Classic Car insurance for the past thirty years.

2 komentar:

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Shaira mengatakan...

i think its better to have a car insurance its because its for our own safety precautions and specially the youth really needs it

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