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Tampilkan postingan dengan label Auto Insurance. Tampilkan semua postingan
Tampilkan postingan dengan label Auto Insurance. Tampilkan semua postingan

Auto Insurance - Auto Loan Could Land You in Prison

Rabu, 30 Juni 2010

How many times have you said to the woman, child or friend to take my car and not think about it? Even if only a short road trip to the shops, you and the person providing your car, may have violated the law! Also, if the person providing the car, ready to turn the car to another, you will be responsible for damage caused by the other party if he was aware of its use or not.

If you own a car and decides to take it to another person, it is your responsibility to verify that the person you pay to have car insurance and adequate coverage includes driving other vehicles. If you are unable to make reasonable checks to verify this information, you may be liable for consequential damages to the person you borrowed for reasons, and in fact you may find yourself on the end of a police pursuit to allow an uninsured driver to use a motor vehicle in violation of § 143 of the Road Traffic Act. It is also your responsibility to ensure that the person you lend him not to allow others to lead.

In the UK, this principle has been established by the laws of the United Kingdom in 1934 in the case of v Warbey Monk and others. Mr. Warbey owner of a car that was insured drivers license for him and other members of his family. Has your friend, Mr. Knowles, who in turn lent it to May 1, Mr. de conduction. At some point during use of the car Mr. May has been involved in an accident for which he was responsible, with a car driven by Mr. Monk. Neither May nor Mr Knowles had insurance liability risks and had neither the means nor the funds to satisfy judgments against him in court. It was found that Mr. Warbey had committed a violation of the principle of subsection 1 of section 143 of the Highway Code, in parting with control of the car to someone who is not insured, so it is responsible for all damages .

It was established in court that Mr. Warbey had been informed before leaving with the car that neither Mr. Knowles and Mr. May, auto insurance coverage adequate third party and had not taken steps to remedy . The lawyer said that Warbey car accident in May was too far from the violation of the Constitution Warbey Warbey responsible for damage to third parties. The judge disagreed and Warbey was held responsible and the principle adopted by this matter remain in the laws of the United Kingdom for the current day. Until then, the law does not cover liability for car users to third parties beyond the requirements of the law, but the decision of this case requires that the owner of a car, if they have car insurance or not an additional duty to an injured party and third offer for compensation to the owner of the car which allows the vehicle to be used so that, consciously or not.

The only exception to this rule in cases of employees using a car belonging to his employer if the person driving the car were reasonable grounds for believing that the insurance was in force when they used car. It would therefore be very careful if you checked the auto insurance coverage on your own prior consent to the use of "car, and confirm, they are covered by your own car insurance or current. Otherwise, the land you in court!

Auto Insurance - Money Uninsured Drivers You Cost!

We are constantly reminded that the cost of auto insurance is exacerbated by the number of uninsured motorists on the roads, and it is certainly true that in the United Kingdom all automobile insurance companies are obliged by law to pay to the Insurance Motor (MIF). This silver bowl has been designed to protect and compensate the innocent public of damage or injuries caused by uninsured drivers and may be found hit and run drivers.

The fund was established more than sixty years ago, immediately after the law alcohol and WW2 auto insurance regulations continue to formulate and put on the statute books. The war years saw a number of cars and vehicles in the United Kingdom will increase exponentially, and the first time, women were systematically taught to lead thousands to the war.

At the end of roads in the war Great Britain has begun to be messy and back troops from foreign bases and exacerbated the number of unauthorized vehicles and drivers on British roads without auto insurance in record levels. As the number of accidents involving uninsured drivers has risen steadily, the public outcry forced the government to act and, in 1946, a government Quango entitled Motor Insurers Bureau (MIB) was established to oversee all operations of public service compensation for damages, in the absence of auto insurance cost recovery.

MID is currently funded by a share of sales of all policies, and to date has contributed more than NOK 2 billion in total. MID has calculated that the cost of each of us when we buy a car insurance is an extra £ 15 to £ 30 for the hedging policy of uninsured drivers, which amounts to more than 200 million pounds per year. In addition, recent statistics from the Bureau indicating the problem with driving without automobile insurance is not diminished over the years since its foundation and shows that the UK continues to have a very poor record, with one in twenty cars on the road driving without proper car insurance coverage.

Kill the other statistics reveals that the amount of damage caused by drivers without car insurance every year far exceeds the amount paid in claims each year through risk fund. It is often difficult to collect full compensation, even if you identify the uninsured driver, who may well have been pursued by the police, a claim made by the MIB.

The request was met, the requests are made, usually occur when a specific claim has run the full cycle of law and a failure. In the case of a hit and run drivers car without insurance is not identified, the MIB will not pay all legal costs, which can quickly run into thousands, but merely a contribution to a deduction to cover the balance of costs and expenses.

Thus, the hidden costs and misery caused by the actions of those who choose to drive without car insurance is much higher than official statistics, 200 million pounds annually. With these figures in mind that the MIB has been the focus of a new database, the directives on motor insurance database, created by the turn of the century. The database is updated daily with information about each person and their car, buying car insurance. This information is now readily accessible to all police forces across the country, through the systems of automatic recognition of number plates that can instantly send a car registration number for MID.

This allows the system to immediately inform the police office in the region, the cars run, and the driver has valid motor insurance policy in force. Dave Healey is a leading designer of auto insurance that has been charged with others for the design of MID. He also designed a supermarket car insurance first and is also a qualified insurance underwiter car that was underwriting Classic Car insurance for the past thirty years.